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Our Story

At Credit Gnomes, we are a team of industry experts united by a shared passion for financial wellness and a deep-rooted understanding of the property management landscape. Having grown up around family-owned properties, we—Dave Haldi, Matt Drake, and Sridhar Nagarajan—have seen firsthand the unique challenges that property owners, management companies, and tenants face. This experience fuels our commitment to revolutionize the credit reporting industry, creating solutions that ease the burdens on property managers and empower residents to build their financial health. Through Credit Gnomes, we’re reimagining how credit reporting can support and enhance financial wellness for everyone involved.

 

Dave Haldi 

Co-Founder, President, and CEO

 

With over 20 years of experience in sales, marketing, and leadership—primarily focused over the past decade on launching and scaling SaaS, Fintech, and PropTech companies—Dave Haldi drives Credit Gnomes with a clear strategic vision. His credit reporting journey began in 2015 with the founding of Rental Payment Reporting/CredHub, which he successfully grew into a profitable enterprise. Dave’s innovative mindset and deep industry knowledge position Credit Gnomes at the cutting edge of credit reporting solutions. His expertise in team leadership, investor relations, and client engagement fuels sustainable growth, setting Credit Gnomes on a path to deliver exceptional value across the industry.

 

Matt Drake 

Co-Founder, Director of Finance and Operations

 

With over 20 years of experience in commercial banking, Matt Drake brings invaluable expertise in credit analysis and financial strategy to Credit Gnomes. Having overseen a portfolio of family properties, Matt has witnessed firsthand the challenges of late and skipped payments and the rising costs of collections. Specializing in debt structures for homebuilders and property developers, he understands the industry’s financial demands and sees the importance of providing financial wellness tools to help renters manage financial challenges. His meticulous approach to financial management ensures that Credit Gnomes is well-positioned for sustainable growth and long-term success.

Here’s an updated version incorporating Sridhar’s passion for financial wellness and his experience addressing delinquency challenges:

 

Sridhar Nagarajan

Co-Founder, Director of Product and Data

 

Sridhar Nagarajan brings a wealth of experience in product management and development, particularly within the property management sector. Having worked with hundreds of property management companies and their source data, he has witnessed the persistent challenges of delinquency firsthand. Sridhar is passionate about advancing financial wellness for renters and is dedicated to helping solve these issues with a solution that finally meets the needs of the property management industry. His expertise in managing sensitive data and building scalable product architectures keeps Credit Gnomes at the forefront of technological advancements, enabling us to continually enhance our offerings to meet the evolving needs of our clients.

 

Vuk Stajic 

Co-Founder, Salesforce Expert and Engineer

 

Vuk Stajic is passionate about systems and automation, bringing a decade of experience in developing scalable CRM platforms, particularly Salesforce. He has witnessed how Credit Gnomes can uniquely support both property managers and residents, and his expertise is critical to building our technical foundation. Vuk’s commitment to aligning systems with industry needs drives Credit Gnomes’ operational efficiency, innovation, and client satisfaction.

At Credit Gnomes, our team is our greatest asset. With deep expertise in finance, product development, technology, and marketing, we are uniquely positioned to transform credit reporting. Our mission is to support renters and property management companies by reimagining the traditional collections process, incentivizing timely payments, and empowering renters to build stronger credit. We understand the challenges of establishing a good credit score, and our team’s dedication makes it easier for renters to succeed. Together, we deliver exceptional value to our clients and drive sustained growth and impact across the industry.