“The program is making an impact. After distributing the Credit Gnome flyers and starting to report our residents’ monthly payments to Credit Reporting Agencies, we noticed a shift. One resident, who had a $6,000 outstanding balance in July, paid it off by August 1st, made additional payments on the 12th and 26th, and ended August with a $1,164 credit. It’s working—we rarely see credits on our ledgers. Amazing!”


